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Your travel insurance is there to help you out when things don't go quite to plan. But there are still some types of claims that won't be covered by your policy.

Before you leave for your trip, it's important to read your policy documents. This will help you understand what you're covered for, and what you're not.

Read more about what you need to declare on your travel insurance in our handy guide.

Your Staysure policy won’t cover these types of claims:

Incidents relating to alcohol or controlled substances
Travelling if your doctor has advised you not to
A pre-existing medical condition you haven’t told us about
Strike action which was common knowledge when you booked
Travel for medical procedures

It’s always a good idea to take out travel insurance even if you have a GHIC card. Your GHIC won’t cover the cost of emergency healthcare if you’re travelling outside the EU.

Your GHIC also won’t cover things like lost luggage or passports, delays and cancellations, so it’s important to have both for your holiday.

You can find out more about the GHIC and how it has replaced the EHIC in our blog.

If you want to be covered for COVID on your holiday, you need to have had all recommended vaccinations, including any booster jabs.

You can also be covered if you haven’t had the vaccines due to medical exemption. Read more in our guide to Covid cover.

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With no upper age limits to our policies, you can jet off for a weekend break in Europe, or travel around the world with worldwide cover. The choice is yours.